Effective date: July 10, 2026
Fairlyd (“we”, “us”, or “our”) operates the Fairlyd mobile application and website (collectively, the “Service”). This Privacy Policy explains what information we collect, how we use it, and the choices you have. In this policy, “including” means “including but not limited to,” and section headings are for convenience only and have no legal effect.
By accessing, downloading, installing, or using the Service in any manner, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy and our Terms of Service. Your use of the Service constitutes a valid electronic acceptance of this Privacy Policy, equivalent to a written signature. If you do not agree with any part of this Privacy Policy, you must immediately stop using the Service and delete your account. Your continued use of the Service following the posting of any changes to this Privacy Policy constitutes your acceptance of those changes.
Account information. When you create an account, we collect your email address and display name. You may also sign in with Google or Apple, in which case we receive basic profile information (name and email) from those providers. You can use Fairlyd without creating an account by signing in as a guest, which requires no personal information.
Group and expense data. When you use Fairlyd, you create and participate in groups. We store group names, participant names, expense descriptions, amounts, currencies, categories, payment records, and settlement information. This data is necessary to calculate and display balances between group members.
Device information. If you enable push notifications, we store a device token to deliver notifications to your device. We also store your device platform (iOS, Android, or web) for notification delivery.
Usage analytics (mobile app only). On our native mobile apps, we use Firebase Analytics to collect usage events such as creating a group, adding an expense, or settling up. These events are linked to a pseudonymous internal user ID - not to your name or email. They help us understand how the app is used and improve it. We also set your platform (e.g., “ios_native”, “desktop_web”) as a user property. Firebase Analytics is not active on the web version.
Web analytics (website only). On our website, we use Cloudflare Web Analytics and Umami Analytics, two privacy-first measurement services, to count page views, understand aggregate site performance, and see which parts of the site visitors engage with (for example, which sections are viewed or which buttons are clicked). Neither service uses cookies, fingerprints your device, tracks you across sites, or collects your name or email. They are not active in the mobile apps.
Crash reports (mobile app only). On our native mobile apps, we use Firebase Crashlytics to collect crash reports, which include error messages, stack traces, and your user ID. This helps us identify and fix bugs. Crash reporting is not active on the web version.
Local storage. We store data locally on your device to enable offline functionality and improve performance. This includes cached group data, your default currency preference, notification settings, and onboarding state. This data stays on your device and is not transmitted to our servers unless necessary for app functionality.
Data shared within groups. When you create or join a group, certain information you provide (including your display name, expense descriptions, amounts, and payment records) becomes visible to other members of that group. This sharing is a core function of the Service. You are solely responsible for the information you choose to enter, and Fairlyd is not responsible for how other group members may use, store, or disclose information visible to them within a group.
We do not collect or store payment card numbers, bank account details, or any financial account information. Fairlyd tracks expense records and calculates balances, but does not process, facilitate, or execute actual financial transactions or money transfers of any kind. We do not use cookies for tracking. We do not collect location data. We do not use advertising SDKs, tracking pixels, or any form of behavioral advertising technology.
We use your information solely to: provide and maintain the Service; calculate expense splits and balances between group members; deliver push notifications you have opted into; send you important service communications; identify and fix bugs through crash reports; and understand usage patterns to improve the app.
We use the following third-party services to operate Fairlyd:
We do not sell, rent, trade, or otherwise share your personal information with any third parties for their marketing or advertising purposes. Data shared with the third-party services listed above is shared solely for the purpose of operating the Service.
Third-party disclaimer. We do not control, endorse, or assume any responsibility for the practices, policies, or services of any third-party provider. Your use of any third-party service is at your own risk and subject to that third party’s own terms and privacy policies. Fairlyd shall not be liable for any acts, omissions, errors, data breaches, outages, or any other issues arising from or related to any third-party service, including but not limited to Google Firebase.
All data is transmitted over encrypted connections (HTTPS/TLS). Access to your group data is restricted through Firestore security rules that ensure only authorized group members can read and modify group data, and sensitive operations (such as joining a group or deleting an account) are validated server-side.
No guarantee of security. While we implement reasonable technical and organizational measures to protect your data, no method of electronic transmission or storage is 100% secure. We cannot and do not guarantee the absolute security, integrity, or confidentiality of your data. You acknowledge that you provide your information at your own risk.
We retain your account and group data for as long as your account is active and as needed to provide the Service. Group data (including expense records, payment records, and settlement information) is retained indefinitely as long as any member of the group has an active account, as this data is shared between group members. When you delete your account, we remove your authentication credentials, user profile, device tokens, and activity feed. Your personal information (email address and display name) is also removed from our analytics warehouse within 30 days. Expense and payment records within groups you participated in are retained in anonymized form (your user ID is removed, but the records themselves remain), as other group members rely on this data for their balance records. We also retain aggregated, non-identifying statistics about deleted accounts (such as counts of groups and expenses) with no link to your identity.
No guarantee of data preservation. We do not guarantee the preservation, backup, or continued availability of any data stored within the Service. You are solely responsible for maintaining your own records and backups of any data you consider important. Fairlyd shall not be liable for any loss, corruption, or unavailability of data, whether resulting from system failures, service updates, account deletion, or any other cause.
Fairlyd provides expense-splitting calculations and currency conversion as a convenience tool only. All calculations, balances, exchange rates, and related figures are provided on an “as is” basis and are intended as informal, non-binding records.
We do not guarantee the accuracy, completeness, or reliability of any calculation, balance, settlement amount, or currency conversion rate displayed within the Service. Exchange rates are sourced from third-party providers and may not reflect real-time market rates. Rounding differences may occur.
You are solely responsible for verifying the accuracy of all amounts, calculations, and balances before taking any action based on them. Fairlyd is not a financial institution, financial advisor, accounting service, or payment processor. Nothing in the Service constitutes financial, legal, tax, or accounting advice.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FAIRLYD, INCLUDING ITS OWNERS, OPERATORS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS, SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
IN NO EVENT SHALL FAIRLYD’S TOTAL AGGREGATE LIABILITY EXCEED THE GREATER OF THE AMOUNT YOU HAVE PAID TO FAIRLYD IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR ONE HUNDRED US DOLLARS (USD $100.00). IF YOU HAVE NOT PAID ANY FEES, FAIRLYD’S MAXIMUM LIABILITY SHALL BE ONE HUNDRED US DOLLARS (USD $100.00).
THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
By using the Service, you acknowledge and agree that:
Your use of the Service does not create any fiduciary, advisory, agency, partnership, joint venture, employment, or professional relationship between you and Fairlyd. Fairlyd owes no duty of care to you beyond what is expressly stated in this Privacy Policy and our Terms of Service. Fairlyd does not act as your agent, financial advisor, accountant, tax advisor, mediator, or legal representative in any capacity.
Fairlyd shall not be liable for any failure or delay in performing its obligations where such failure or delay results from circumstances beyond its reasonable control, including but not limited to: natural disasters, acts of government, internet or telecommunications failures, power outages, cyberattacks, third-party service provider failures or outages, pandemics, civil unrest, or any other force majeure event.
To the maximum extent permitted by applicable law, you hereby release, waive, and forever discharge Fairlyd, its owners, operators, directors, officers, employees, agents, affiliates, successors, assigns, licensors, and service providers from any and all claims, demands, actions, causes of action, suits, damages, losses, debts, liabilities, costs, expenses (including attorneys’ fees), and obligations of every kind and nature, whether known or unknown, suspected or unsuspected, disclosed or undisclosed, past, present, or future, arising out of or in any way connected with your use of the Service, any disputes between you and other users, any reliance on calculations or data provided by the Service, or any other matter relating to the Service.
You expressly waive and relinquish any rights you may have under California Civil Code Section 1542 (or any analogous statute or common law principle in any other jurisdiction) that would otherwise limit this release to claims known or suspected to exist at the time of agreeing to this Privacy Policy. You covenant and agree not to bring any lawsuit, action, or proceeding against Fairlyd arising out of or relating to your use of the Service, except as expressly permitted by our Terms of Service. You acknowledge that the Service is provided free of charge and that these limitations are fair, reasonable, and an essential basis of the agreement between you and Fairlyd.
Regardless of where you are located, you have the following rights regarding your personal data:
If you are in the European Economic Area (EEA), the legal basis for processing your data is the performance of our contract with you (providing the Fairlyd service) and your consent (for optional features like push notifications and analytics).
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), including:
To exercise any of these rights, contact us at the email address below. We will respond to verifiable consumer requests within forty-five (45) days. Any provision of this Privacy Policy or our Terms of Service that purports to waive your CCPA/CPRA rights is void and unenforceable.
Your data is processed and stored using Google Firebase infrastructure, which may involve the transfer of your data to servers located outside your country of residence, including to the United States and other countries where Google operates data centers. By using the Service, you consent to the transfer of your information to countries outside of your country of residence, which may have different data protection rules than your country. We rely on Google’s data processing terms and standard contractual clauses to ensure adequate protection of transferred data in compliance with applicable law.
Fairlyd does not use automated decision-making or profiling that produces legal effects or similarly significant effects on you. All calculations performed by the Service are mathematical operations based on data you provide, not automated decisions about you as an individual.
Some web browsers transmit “Do Not Track” (DNT) signals. Because there is no industry-standard interpretation of DNT signals, the Service does not currently respond to DNT signals. However, as described in this policy, we do not use tracking cookies, advertising SDKs, or behavioral advertising technology.
In the event of a data breach that compromises your personal information, we will notify affected users in accordance with applicable data breach notification laws. Notification will be provided through the contact information associated with your account, or through other means as required by applicable law, within the timeframes mandated by applicable federal, state, or international law (including the 72-hour notification requirement under GDPR where applicable).
Fairlyd is not directed at children under the age of 13 (or the applicable minimum age in your jurisdiction). We do not knowingly collect personal information from children under 13. The “Kids” and “Infants” headcount features in the app are used solely for expense-splitting calculations and do not involve collecting information from or about minors. If we learn that we have collected personal information from a child under 13, we will take steps to delete that information promptly.
Fairlyd reserves the right to modify, update, suspend, or discontinue the Service (or any part thereof) at any time, temporarily or permanently, with or without notice, for any reason, including but not limited to: adding or removing features, changing calculation methods, updating user interfaces, modifying data storage practices, or responding to legal, security, or technical requirements. We shall not be liable to you or any third party for any modification, suspension, or discontinuation of the Service.
Any new features, tools, or functionality added to the Service, including beta or experimental features, shall be subject to this Privacy Policy. Beta or experimental features are provided without any warranties or guarantees of continued availability, accuracy, or performance, and may be modified or removed at any time without notice. Fairlyd is under no obligation to release, maintain, or support any feature in its current form.
This Privacy Policy shall be governed by and construed in accordance with the laws of the State of Connecticut, United States of America, without regard to conflict of law principles. Any dispute arising from or relating to this Privacy Policy or the Service that is not resolved through the dispute resolution procedures outlined in our Terms of Service shall be subject to the exclusive jurisdiction of the state and federal courts located in Connecticut, and you consent to the personal jurisdiction of such courts.
We reserve the right to update, modify, or replace this Privacy Policy at any time at our sole discretion. Changes may be made for any reason, including but not limited to: changes in applicable law, changes to our data practices, addition of new features or services, or business operational needs. For material changes, we will make reasonable efforts to provide at least thirty (30) days’ notice before the updated policy takes effect, through the app, by email, or by posting the updated policy on our website with a revised effective date. We are not obligated to provide individual notice for non-material changes. It is your responsibility to review this Privacy Policy periodically. Your continued use of the Service after the effective date of any changes constitutes your acceptance of the updated policy. If you do not agree with the updated policy, you must stop using the Service before the changes take effect. The “Effective date” at the top of this page indicates when this policy was last updated.
If any provision of this Privacy Policy is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
By using the Service, you consent to receiving electronic communications from Fairlyd, including service-related announcements, security alerts, administrative messages, and updates about changes to our policies or Service. These communications are part of the Service and you may not opt out of service-related communications while maintaining an active account. You may opt out of push notifications at any time through your device settings.
The following sections shall survive any termination or expiration of this Privacy Policy or your use of the Service: Accuracy Disclaimer, Limitation of Liability, User Responsibility and Assumption of Risk, No Professional Relationship, Force Majeure, Release of Claims, Governing Law, Severability, and Entire Agreement. All accrued rights, obligations, and liabilities shall also survive termination.
The failure of Fairlyd to exercise or enforce any right or provision of this Privacy Policy shall not constitute a waiver of such right or provision. Any waiver of any provision of this Privacy Policy will be effective only if made in writing and signed by Fairlyd.
Fairlyd may assign, transfer, or delegate its rights and obligations under this Privacy Policy to any third party at any time without notice or your consent, including in connection with a merger, acquisition, reorganization, or sale of assets. You may not assign or transfer any of your rights or obligations under this Privacy Policy without the prior written consent of Fairlyd.
This Privacy Policy, together with our Terms of Service, constitutes the entire agreement between you and Fairlyd regarding the subject matter hereof and supersedes all prior or contemporaneous communications, agreements, and understandings, whether written or oral.
If you have any questions about this Privacy Policy, want to exercise your data rights, or have a privacy concern, please contact us:
Fairlyd
Email: privacy@fairlyd.com